{"id":1416,"date":"2026-08-14T15:46:29","date_gmt":"2026-08-14T07:46:29","guid":{"rendered":"https:\/\/alrizqmortgage.com\/?page_id=1416"},"modified":"2026-08-15T14:29:43","modified_gmt":"2026-08-15T06:29:43","slug":"blog-articles","status":"publish","type":"page","link":"https:\/\/alrizqmortgage.com\/ms\/blog-articles\/","title":{"rendered":"Blog &amp; Artikel"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1416\" class=\"elementor elementor-1416\">\n\t\t\t\t<div class=\"elementor-element elementor-element-547d8eb e-flex e-con-boxed e-con e-parent\" data-id=\"547d8eb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-22b68ea e-con-full xpro-glass-enabled--yes xpro-glass-effect__glass2 e-flex xpro-glass-shadow__none e-con e-child\" data-id=\"22b68ea\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;xpro_liquid_glass_enable&quot;:&quot;yes&quot;,&quot;xpro_liquid_glass_effect&quot;:&quot;glass2&quot;,&quot;xpro_liquid_glass_shadow&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bd2e53a elementor-widget elementor-widget-hfe-breadcrumbs-widget\" data-id=\"bd2e53a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"hfe-breadcrumbs-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<nav aria-label=\"Navigasi halaman\"><ul class=\"hfe-breadcrumbs\"><\/ul><\/nav>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d1fc30 elementor-widget elementor-widget-heading\" data-id=\"5d1fc30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fahami dahulu, kemudian buat keputusan.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-368617f elementor-widget elementor-widget-text-editor\" data-id=\"368617f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tPenerangan mudah tentang perkara kewangan yang benar-benar mempengaruhi permohonan anda.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5cebf29 e-con-full e-flex e-con e-child\" data-id=\"5cebf29\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1c910b3 e-flex e-con-boxed e-con e-parent\" data-id=\"1c910b3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-27ea689 elementor-widget elementor-widget-alrizq-archive-posts\" data-id=\"27ea689\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"alrizq-archive-posts.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div\n\t\t\tid=\"abls-1\"\n\t\t\tclass=\"abls abls--grid abls--ratio-16-9 abls--context-archive\"\n\t\t\tstyle=\"--abls-desktop-columns:3;--abls-tablet-columns:2;--abls-mobile-columns:1;\"\n\t\t\tdata-abls-layout=\"grid\"\n\t\t\tdata-abls-autoplay=\"false\"\n\t\t\t\tdata-abls-delay=\"5000\"\n\t\t\t\t\t\t\t>\n\t\t\t\t<div id=\"abls-1-viewport\" class=\"abls__viewport\" data-abls-viewport>\n\t\t\t\t\t<div class=\"abls__track\" data-abls-track>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<article\n\t\t\tclass=\"abls-card\"\n\t\t\tdata-abls-card\n\t\t\t\t\t\t\t\t>\n\t\t\t<div class=\"abls-card__media\">\n\t\t\t\t<a href=\"https:\/\/alrizqmortgage.com\/ms\/2026\/08\/08\/ctos-report-what-you-need-to-know-before-applying-for-a-home-loan\/\" tabindex=\"-1\" aria-hidden=\"true\">\n\t\t\t\t\t<img loading=\"lazy\" width=\"1024\" height=\"576\" src=\"https:\/\/alrizqmortgage.com\/wp-content\/uploads\/2026\/08\/blog-3-1024x576.jpg\" class=\"abls-card__image\" alt=\"blog 3\" decoding=\"async\" sizes=\"auto, (max-width: 519px) 100.00vw, (max-width: 879px) 50.00vw, 33.33vw\" srcset=\"https:\/\/alrizqmortgage.com\/wp-content\/uploads\/2026\/08\/blog-3-1024x576.jpg 1024w, https:\/\/alrizqmortgage.com\/wp-content\/uploads\/2026\/08\/blog-3-300x169.jpg 300w, https:\/\/alrizqmortgage.com\/wp-content\/uploads\/2026\/08\/blog-3-768x432.jpg 768w, https:\/\/alrizqmortgage.com\/wp-content\/uploads\/2026\/08\/blog-3-1536x864.jpg 1536w, https:\/\/alrizqmortgage.com\/wp-content\/uploads\/2026\/08\/blog-3.jpg 1672w\" title=\"Carian Tanah di Malaysia: Mengapa Penting Sebelum Membeli Hartanah\" \/>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"abls-card__body\">\n\t\t\t\t<span class=\"abls-card__category\">Kredit &amp; Kelayakan<\/span>\t\t\t\t<h3 class=\"abls-card__title\"><a href=\"https:\/\/alrizqmortgage.com\/ms\/2026\/08\/08\/ctos-report-what-you-need-to-know-before-applying-for-a-home-loan\/\">Laporan CTOS: Perkara yang Perlu Diketahui Sebelum Memohon Pembiayaan Rumah<\/a><\/h3>\n\t\t\t\t<p class=\"abls-card__excerpt\">Ketahui maklumat yang terdapat dalam laporan CTOS, kesannya terhadap permohonan pembiayaan rumah dan perkara yang perlu disemak sebelum memohon.<\/p>\t\t\t\t\t\t\t\t<a class=\"abls-card__read-more\" href=\"https:\/\/alrizqmortgage.com\/ms\/2026\/08\/08\/ctos-report-what-you-need-to-know-before-applying-for-a-home-loan\/\">Baca Selanjutnya <span aria-hidden=\"true\">&rarr;<\/span><\/a>\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<article\n\t\t\tclass=\"abls-card\"\n\t\t\tdata-abls-card\n\t\t\t\t\t\t\t\t>\n\t\t\t<div class=\"abls-card__media\">\n\t\t\t\t<a href=\"https:\/\/alrizqmortgage.com\/ms\/2026\/08\/08\/understanding-home-loan-refinancing-in-malaysia\/\" tabindex=\"-1\" aria-hidden=\"true\">\n\t\t\t\t\t<img loading=\"lazy\" width=\"1024\" height=\"576\" src=\"https:\/\/alrizqmortgage.com\/wp-content\/uploads\/2026\/08\/table-sit-1024x576.jpg\" class=\"abls-card__image\" alt=\"table sit\" decoding=\"async\" sizes=\"auto, (max-width: 519px) 100.00vw, (max-width: 879px) 50.00vw, 33.33vw\" srcset=\"https:\/\/alrizqmortgage.com\/wp-content\/uploads\/2026\/08\/table-sit-1024x576.jpg 1024w, https:\/\/alrizqmortgage.com\/wp-content\/uploads\/2026\/08\/table-sit-300x169.jpg 300w, https:\/\/alrizqmortgage.com\/wp-content\/uploads\/2026\/08\/table-sit-768x432.jpg 768w, https:\/\/alrizqmortgage.com\/wp-content\/uploads\/2026\/08\/table-sit-1536x864.jpg 1536w, https:\/\/alrizqmortgage.com\/wp-content\/uploads\/2026\/08\/table-sit.jpg 1672w\" title=\"Carian Tanah di Malaysia: Mengapa Penting Sebelum Membeli Hartanah\" \/>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"abls-card__body\">\n\t\t\t\t<span class=\"abls-card__category\">Pembiayaan Semula<\/span>\t\t\t\t<h3 class=\"abls-card__title\"><a href=\"https:\/\/alrizqmortgage.com\/ms\/2026\/08\/08\/understanding-home-loan-refinancing-in-malaysia\/\">Memahami Pembiayaan Semula Rumah di Malaysia<\/a><\/h3>\n\t\t\t\t<p class=\"abls-card__excerpt\">Fahami cara pembiayaan semula rumah berfungsi, sebab ia dipertimbangkan dan kos yang perlu dibandingkan sebelum memohon.<\/p>\t\t\t\t\t\t\t\t<a class=\"abls-card__read-more\" href=\"https:\/\/alrizqmortgage.com\/ms\/2026\/08\/08\/understanding-home-loan-refinancing-in-malaysia\/\">Baca Selanjutnya <span aria-hidden=\"true\">&rarr;<\/span><\/a>\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<article\n\t\t\tclass=\"abls-card\"\n\t\t\tdata-abls-card\n\t\t\t\t\t\t\t\t>\n\t\t\t<div class=\"abls-card__media\">\n\t\t\t\t<a href=\"https:\/\/alrizqmortgage.com\/ms\/2026\/08\/08\/land-search-in-malaysia-why-it-matters-before-you-buy-property\/\" tabindex=\"-1\" aria-hidden=\"true\">\n\t\t\t\t\t<img loading=\"lazy\" width=\"1024\" height=\"576\" src=\"https:\/\/alrizqmortgage.com\/wp-content\/uploads\/2026\/08\/CTOS-blog-1024x576.jpg\" class=\"abls-card__image\" alt=\"ctos blog\" decoding=\"async\" sizes=\"auto, (max-width: 519px) 100.00vw, (max-width: 879px) 50.00vw, 33.33vw\" srcset=\"\" title=\"Carian Tanah di Malaysia: Mengapa Penting Sebelum Membeli Hartanah\"  data-srcset=\"\" \/>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"abls-card__body\">\n\t\t\t\t<span class=\"abls-card__category\">Semakan Hartanah<\/span>\t\t\t\t<h3 class=\"abls-card__title\"><a href=\"https:\/\/alrizqmortgage.com\/ms\/2026\/08\/08\/land-search-in-malaysia-why-it-matters-before-you-buy-property\/\">Carian Tanah di Malaysia: Mengapa Penting Sebelum Membeli Hartanah<\/a><\/h3>\n\t\t\t\t<p class=\"abls-card__excerpt\">Ketahui bagaimana carian tanah membantu mengesahkan maklumat hak milik, pemilik berdaftar dan sekatan sebelum pembelian hartanah.<\/p>\t\t\t\t\t\t\t\t<a class=\"abls-card__read-more\" href=\"https:\/\/alrizqmortgage.com\/ms\/2026\/08\/08\/land-search-in-malaysia-why-it-matters-before-you-buy-property\/\">Baca Selanjutnya <span aria-hidden=\"true\">&rarr;<\/span><\/a>\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Understand it, then decide. Straightforward explanations of the financial concepts that actually affect your application. Credit &amp; Eligibility CTOS Report: [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1416","page","type-page","status-publish"],"_links":{"self":[{"href":"https:\/\/alrizqmortgage.com\/ms\/wp-json\/wp\/v2\/pages\/1416","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alrizqmortgage.com\/ms\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/alrizqmortgage.com\/ms\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/alrizqmortgage.com\/ms\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/alrizqmortgage.com\/ms\/wp-json\/wp\/v2\/comments?post=1416"}],"version-history":[{"count":22,"href":"https:\/\/alrizqmortgage.com\/ms\/wp-json\/wp\/v2\/pages\/1416\/revisions"}],"predecessor-version":[{"id":1690,"href":"https:\/\/alrizqmortgage.com\/ms\/wp-json\/wp\/v2\/pages\/1416\/revisions\/1690"}],"wp:attachment":[{"href":"https:\/\/alrizqmortgage.com\/ms\/wp-json\/wp\/v2\/media?parent=1416"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}