{"id":1490,"date":"2026-08-15T00:20:40","date_gmt":"2026-08-14T16:20:40","guid":{"rendered":"https:\/\/alrizqmortgage.com\/?page_id=1490"},"modified":"2026-08-15T00:21:27","modified_gmt":"2026-08-14T16:21:27","slug":"terms-conditions","status":"publish","type":"page","link":"https:\/\/alrizqmortgage.com\/ms\/terms-conditions\/","title":{"rendered":"Terma &amp; Syarat"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1490\" class=\"elementor elementor-1490\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cbe683e e-flex e-con-boxed e-con e-parent\" data-id=\"cbe683e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0604435 e-con-full e-flex e-con e-child\" data-id=\"0604435\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4da6590 elementor-widget elementor-widget-hfe-breadcrumbs-widget\" data-id=\"4da6590\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"hfe-breadcrumbs-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<nav aria-label=\"Navigasi halaman\"><ul class=\"hfe-breadcrumbs\"><\/ul><\/nav>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0033d41 elementor-widget elementor-widget-heading\" data-id=\"0033d41\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Terma &amp; Syarat<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3e317a7 e-flex e-con-boxed e-con e-parent\" data-id=\"3e317a7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8c581b6 elementor-widget elementor-widget-text-editor\" data-id=\"8c581b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3>1. Penerimaan Terma<\/h3><p>Dengan mengakses atau menggunakan laman web ini, anda bersetuju dengan Terma &amp; Syarat ini. Jika anda tidak bersetuju, sila jangan gunakan laman web ini.<\/p><h3>2. Skop Perkhidmatan<\/h3><p>Laman web ini menyediakan maklumat tentang khidmat nasihat dan alat yang ditawarkan oleh Alrizq Assets untuk rujukan umum. Penggunaan laman web ini, termasuk kalkulator dan kandungan maklumat, tidak dengan sendirinya bermaksud anda telah melantik Alrizq sebagai penasihat. Pelantikan rasmi tertakluk pada perjanjian perkhidmatan berasingan yang dibuat secara langsung dengan Alrizq Assets Sdn. Bhd.<\/p><h3>3. Harta Intelek<\/h3><p>Semua kandungan di laman web ini, termasuk teks, grafik, logo dan kalkulator, merupakan hak milik Alrizq Assets Sdn. Bhd. melainkan dinyatakan sebaliknya dan tidak boleh diterbitkan semula tanpa kebenaran.<\/p><h3>4. Had Liabiliti<\/h3><p>Setakat yang dibenarkan oleh undang-undang Malaysia, Alrizq Assets Sdn. Bhd. tidak bertanggungjawab atas sebarang kerugian atau kerosakan akibat kebergantungan pada maklumat di laman web ini, termasuk keputusan kalkulator. Ini tidak mengecualikan liabiliti yang tidak boleh dikecualikan di bawah undang-undang yang berkenaan.<\/p><h3>5. Pautan Pihak Ketiga<\/h3><p>Laman web ini mungkin mengandungi pautan ke perkhidmatan pihak ketiga, seperti borang permohonan CTOS atau laman web bank. Kami tidak bertanggungjawab terhadap kandungan atau amalan laman web pihak ketiga.<\/p><h3>6. Undang-undang yang Mentadbir<\/h3><p>Terma &amp; Syarat ini ditadbir oleh undang-undang Malaysia.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Terms &amp; Conditions 1. Acceptance of Terms By accessing or using this website, you agree to these Terms &amp; Conditions. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1490","page","type-page","status-publish"],"_links":{"self":[{"href":"https:\/\/alrizqmortgage.com\/ms\/wp-json\/wp\/v2\/pages\/1490","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alrizqmortgage.com\/ms\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/alrizqmortgage.com\/ms\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/alrizqmortgage.com\/ms\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/alrizqmortgage.com\/ms\/wp-json\/wp\/v2\/comments?post=1490"}],"version-history":[{"count":4,"href":"https:\/\/alrizqmortgage.com\/ms\/wp-json\/wp\/v2\/pages\/1490\/revisions"}],"predecessor-version":[{"id":1494,"href":"https:\/\/alrizqmortgage.com\/ms\/wp-json\/wp\/v2\/pages\/1490\/revisions\/1494"}],"wp:attachment":[{"href":"https:\/\/alrizqmortgage.com\/ms\/wp-json\/wp\/v2\/media?parent=1490"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}