General Disclaimer

The information provided on this website, including all calculators, articles, and service descriptions, is for general informational purposes only and does not constitute financial, legal, or professional advice.

Alrizq Assets Sdn. Bhd. (202101027756 / 1428056-V) acts as a financial advisory intermediary. We are not a bank, lender, or financial institution, and we do not provide financing directly. All loan and financing products referenced on this website are provided by third-party banks, financial institutions, or the Public Sector Home Financing Board (LPPSA), and are subject to their own respective terms, eligibility criteria, and approval processes.

Calculators

All calculators available on this website (including the Home Loan, DSR, Property Affordability, Legal Fee, Transfer Stamp Duty, and Loan Stamp Duty calculators) produce estimates only, based on the information you provide and general assumptions. They do not constitute a loan offer, a guarantee of approval, or a guarantee of any specific rate, fee, or figure. Actual rates, fees, eligibility, and approval outcomes are determined solely by the relevant financial institution, LPPSA, or government authority at the time of application, and may differ from any estimate shown here.

No Guarantee of Outcome

Nothing on this website should be read as a guarantee of loan approval, a specific interest or profit rate, or a specific financing amount. Every application is assessed independently by the relevant institution based on its own criteria.

Third-Party Services

References to CTOS, CCRIS, and Bank Negara Malaysia on this website are for informational purposes only. Alrizq Assets is not affiliated with, and does not represent, CTOS Data Systems Sdn Bhd, Bank Negara Malaysia, or any government agency referenced. CTOS reports requested through this website are processed in accordance with CTOS’s own terms and the Credit Reporting Agencies Act 2010.