1. Acceptance of Terms

By accessing or using this website, you agree to these Terms & Conditions. If you do not agree, please do not use this website.

2. Nature of Services

This website provides information about Alrizq Assets’ advisory services and tools for general reference. Use of this website, including its calculators and informational content, does not itself constitute an engagement of Alrizq’s advisory services. Formal engagement is governed by a separate service agreement entered into directly with Alrizq Assets Sdn. Bhd.

3. Intellectual Property

All content on this website — including text, graphics, logos, and the calculators themselves — is the property of Alrizq Assets Sdn. Bhd. unless otherwise stated, and may not be reproduced without permission.

4. Limitation of Liability

Alrizq Assets Sdn. Bhd. is not liable for any loss or damage arising from reliance on information provided on this website, including calculator outputs, to the fullest extent permitted by Malaysian law. This does not exclude any liability that cannot be excluded under applicable law.

5. Third-Party Links

This website may link to third-party services (such as CTOS’s request form or bank websites). We are not responsible for the content or practices of third-party sites.

6. Governing Law

These Terms & Conditions are governed by the laws of Malaysia.