Alrizq Asset Mortgage

The property's already yours. Make the financing work harder

Refinancing isn’t only for lowering your rate. We help you use the equity you’ve already built — for renovation, investment, or restructuring debt.

When Refinancing Makes Sense

A property you’ve held for a few years is worth more than what you still owe on it — that gap is equity, and it can be put to work. Refinancing is worth exploring when you want a lower monthly instalment, a better rate than your original package, cash out for renovation or investment, or a way to consolidate higher-interest debt into a single, lower-cost facility.

Benefits

Lower Monthly Instalments

Better Interest Rates

Cash-Out Financing

Home Renovation Funding

Property Investment Capital

Debt Restructuring

Improve Cash Flow Management

Related Tools

Before refinancing, know your debt service ratio — it’s the number banks will look at first.

Your monthly take-home income after statutory deductions.

Existing Commitments

5% of the balance is treated as a monthly commitment.

Proposed Financing

Estimated DSR --

Debt Service Ratio

Approval Outlook --
Proposed Monthly Instalment--
Existing Commitments--
Total Monthly Commitments--
Credit Card Commitment--
Total Interest--
Total Repayment--

This estimate is indicative only. Banks and financing providers may use different income recognition, commitment calculations, DSR limits, rates and approval criteria.

Kalkulator ini menyediakan anggaran untuk maklumat umum sahaja. Yuran guaman, duti setem, kos pembiayaan dan cukai berkenaan yang sebenar mungkin berbeza. Sila dapatkan nasihat profesional dan sebut harga rasmi sebelum meneruskan.

Find out what your property's equity can actually do.

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